Income Protection
A monthly income when you're unable to earn
If illness or injury stops you working, income protection replaces a portion of your salary until you can return to work or retire — covering the mortgage, bills and everyday costs.
Our value
Cover That Matches How You Earn
Employed, self-employed or a company director — the right policy, deferred period and definition of incapacity look different for everyone. We tailor cover to how you actually earn.
Five ways we help protect you and your family
A lump sum paid to your loved ones if you die during the policy term — the simplest, most affordable way to protect your family's future.
A tax-free lump sum if you're diagnosed with a specified serious illness, giving you breathing space to focus on recovery, not finances.
A regular income if you're unable to work due to accident or illness, so your bills keep getting paid even when your pay cheque doesn't.
Covers your mortgage repayments for a set period if you're unable to work, so you won't fall behind and risk losing your home.
Cover that lasts your entire life rather than a fixed term, often used for inheritance tax planning or funeral costs.
Buying, remortgaging or moving home? Speak to an independent mortgage adviser.
Want to protect your family, home or income? We'll help you find the right cover.
Not sure where to start? Get in touch and we'll point you in the right direction.