Buying Property Through a Limited Company
Tax-efficient property ownership
Many landlords now hold rental property in a limited company (SPV) structure. We work alongside your accountant to secure lending that fits, and explain the tax and mortgage trade-offs in plain terms.
Structured the Right Way From Day One
SPV lending works differently to personal buy-to-let — different rates, different criteria, different paperwork. We know which lenders are comfortable with limited company structures and negotiate on your behalf.
Whatever your mortgage needs, we've got it covered
From your deposit to your Agreement in Principle, we'll guide you through every step of buying your first home.
Porting your existing mortgage, arranging additional borrowing, and timing everything around your chain.
Coming to the end of your fixed rate? We'll compare the market before your lender's standard variable rate kicks in.
Rental yield, stress-testing and lending criteria for landlords and holiday-let owners, explained clearly.
Understand the lending side of a Ltd company structure — we'll work alongside your accountant on the tax side.
A form of equity release secured on your home. We'll talk through whether it's right for you, alongside independent legal advice.
Buying, remortgaging or moving home? Speak to an independent mortgage adviser.
Want to protect your family, home or income? We'll help you find the right cover.
Not sure where to start? Get in touch and we'll point you in the right direction.